Total FEWA Bill (Including VAT)
AED 0.00
For January 2026 Billing Period
Calculate Your FEWA Electricity & Water Costs
Accurate Bill Estimator for Ajman Residents
The Ajman Utility Bill Calculator helps residents and businesses in Ajman estimate their monthly electricity and water costs charged by FEWA (Federal Electricity and Water Authority). FEWA provides utility services to Ajman, Umm Al Quwain, Fujairah, and parts of Sharjah. Understanding your utility bill structure enables better budgeting and energy management for 2026.
Ajman offers some of the most affordable utility costs in the UAE, with average monthly bills for a standard two-bedroom apartment around AED 550-600. Our calculator uses official FEWA slab tariff rates, fuel surcharge components, and 5% VAT to provide accurate estimates of your total utility expenses including electricity, water, and all applicable charges.
Calculate your Ajman electricity and water bill accurately
FEWA (Federal Electricity and Water Authority) manages utility services in Ajman with a progressive slab tariff system similar to DEWA in Dubai and SEWA in Sharjah. The slab system encourages energy conservation by charging lower rates for basic consumption and progressively higher rates as usage increases. This structure helps keep Ajman utility costs competitive while promoting sustainable consumption patterns.
✓ Key Features of FEWA Ajman Billing 2026:
FEWA electricity rates in Ajman follow a progressive slab structure with rates measured in fils per kilowatt-hour (kWh). The residential tariff is designed to keep basic electricity affordable while encouraging efficient usage. As of January 2026, FEWA maintains competitive rates compared to other UAE emirates.
| Consumption Slab | Monthly Usage Range | Rate per kWh | Cost Example |
|---|---|---|---|
| Slab 1 | 0 - 2,000 kWh | 23 fils (AED 0.23) | 1,000 kWh = AED 230 |
| Slab 2 | 2,001 - 4,000 kWh | 28 fils (AED 0.28) | Next 1,000 kWh = AED 280 |
| Slab 3 | 4,001 - 6,000 kWh | 32 fils (AED 0.32) | Next 1,000 kWh = AED 320 |
| Slab 4 | 6,001+ kWh | 38 fils (AED 0.38) | Each additional kWh = AED 0.38 |
FEWA water charges in Ajman are calculated based on consumption measured in imperial gallons (IG). One imperial gallon equals approximately 4.546 liters, or about 220 imperial gallons per cubic meter. Water rates also follow a progressive slab structure to encourage conservation, with desalinated water being a valuable resource in the UAE.
| Consumption Slab | Monthly Usage Range | Rate per IG | Approximate m³ Cost |
|---|---|---|---|
| Slab 1 | 0 - 6,000 IG | 3.5 fils (AED 0.035) | ≈ AED 7.70 per m³ |
| Slab 2 | 6,001 - 12,000 IG | 4.0 fils (AED 0.040) | ≈ AED 8.80 per m³ |
| Slab 3 | 12,001+ IG | 4.6 fils (AED 0.046) | ≈ AED 10.12 per m³ |
💧 Water Measurement Conversion:
Similar to Dubai's DEWA fuel surcharge, FEWA applies an additional fuel surcharge to recover the cost of fuel used in electricity generation and water desalination. This charge is applied to all consumption regardless of the slab rate and is subject to periodic adjustments based on international fuel prices.
Current Rate (2026): 6.0 fils per kWh (AED 0.060)
Application: Applied to every kilowatt-hour consumed
Example: 1,000 kWh consumption = AED 60 fuel surcharge
Consistency: Same rate as Dubai DEWA and Sharjah SEWA
Current Rate (2026): 0.5 fils per imperial gallon (AED 0.005)
Application: Applied to every imperial gallon consumed
Example: 6,000 IG consumption = AED 30 fuel surcharge
Conversion: Approximately AED 1.10 per cubic meter
Purpose: Recover actual fuel costs for power generation
Variable: Adjusted based on international fuel market prices
Transparency: Separate line item on your FEWA bill
Future: Expected to decrease as renewable energy increases
Understanding how your total FEWA bill is calculated helps you budget effectively and identify opportunities for savings. Here are detailed examples for different household types in Ajman showing the complete breakdown from consumption to final bill amount.
Electricity: 600 kWh
Water: 3,000 IG (≈ 13.6 m³)
Property Type: 1-bedroom apartment
Occupants: 1-2 people
Electricity Slab 1: 600 × 0.23 = AED 138.00
Elec Fuel Charge: 600 × 0.06 = AED 36.00
Water Slab 1: 3,000 × 0.035 = AED 105.00
Water Fuel Charge: 3,000 × 0.005 = AED 15.00
Subtotal: AED 294.00
VAT (5%): AED 14.70
Total Bill: AED 308.70
Electricity: 1,500 kWh
Water: 7,500 IG (≈ 34 m³)
Property Type: 3-bedroom apartment
Occupants: 4-5 people
Electricity Slab 1: 1,500 × 0.23 = AED 345.00
Elec Fuel Charge: 1,500 × 0.06 = AED 90.00
Water Slab 1: 6,000 × 0.035 = AED 210.00
Water Slab 2: 1,500 × 0.040 = AED 60.00
Water Fuel Charge: 7,500 × 0.005 = AED 37.50
Subtotal: AED 742.50
VAT (5%): AED 37.13
Total Bill: AED 779.63
Electricity: 3,500 kWh
Water: 15,000 IG (≈ 68 m³)
Property Type: 4-5 bedroom villa
Occupants: 6-8 people
Electricity Slab 1: 2,000 × 0.23 = AED 460.00
Electricity Slab 2: 1,500 × 0.28 = AED 420.00
Elec Fuel Charge: 3,500 × 0.06 = AED 210.00
Water Slab 1: 6,000 × 0.035 = AED 210.00
Water Slab 2: 6,000 × 0.040 = AED 240.00
Water Slab 3: 3,000 × 0.046 = AED 138.00
Water Fuel Charge: 15,000 × 0.005 = AED 75.00
Subtotal: AED 1,753.00
VAT (5%): AED 87.65
Total Bill: AED 1,840.65
Ajman consistently offers competitive utility rates compared to neighboring emirates. Understanding these differences helps residents appreciate the value proposition of living in Ajman while maintaining proximity to Dubai and Sharjah's business districts.
| Emirate | Authority | Elec Base Rate | Water Base Rate | Avg. 2BR Apartment Bill |
|---|---|---|---|---|
| Ajman | FEWA | 23 fils/kWh (Slab 1) | 3.5 fils/IG (Slab 1) | AED 550 - 650 |
| Dubai | DEWA | 23 fils/kWh (Slab 1) | 7.7 fils/IG (Slab 1) | AED 600 - 800 |
| Sharjah | SEWA | 23 fils/kWh (Slab 1) | 3.5 fils/IG (Slab 1) | AED 580 - 680 |
| Abu Dhabi | ADDC/AADC | 26.8 fils/kWh (Green) | 3.6 fils/IG (Green) | AED 650 - 850 |
✓ Why Ajman Utilities Are Affordable:
While Ajman already offers affordable utility rates, implementing energy and water conservation strategies can further reduce your monthly FEWA bill. Small behavioral changes and smart investments can lead to significant savings over time.
Set Temperature: 24°C instead of 20°C saves 20-30% electricity
Maintenance: Clean filters monthly, service annually
Smart Usage: Use timers, close doors/windows, avoid cooling empty rooms
Potential Saving: AED 100-200/month in summer
Efficiency: 80% less energy than incandescent bulbs
Lifespan: 25,000+ hours vs 1,000 for traditional
Investment: AED 500-800 for full apartment
Payback: 6-12 months through electricity savings
Fix Leaks: One dripping tap wastes 30+ m³ annually
Efficient Fixtures: Low-flow showerheads save 30-50%
Behavior: Shorter showers, full loads for washing
Potential Saving: AED 50-100/month
Energy Rating: Choose A-rated appliances
Refrigerator: Keep at 3-4°C, defrost regularly
Washing: Use cold water, full loads only
Standby Power: Unplug devices not in use
Window Film: Reduces heat gain by 50-70%
Door Seals: Prevent cool air leakage
Curtains: Thermal/blackout curtains reduce cooling needs
Investment: AED 1,000-3,000, payback 1-2 years
Heavy Appliances: Run during cooler evening hours
Cooking: Use microwave/pressure cooker instead of oven
Water Heating: Lower temperature to 50-55°C
Smart Planning: Reduces overall system load
⚡ Common Mistakes That Increase Your Bill:
Understanding your FEWA bill statement helps you track consumption patterns, identify unusual charges, and verify billing accuracy. FEWA bills are issued monthly with detailed breakdowns of electricity and water charges, fuel surcharges, and VAT.
Account Number: Your unique FEWA customer ID
Contract Number: Property-specific contract reference
Billing Period: Start and end dates of consumption
Due Date: Payment deadline to avoid late fees
Previous Reading: Meter reading from last bill
Current Reading: Latest meter reading
Consumption: Difference = units consumed
Daily Average: Total divided by billing days
Slab Charges: Progressive rate application
Fuel Surcharge: Flat rate on all consumption
Subtotal: Sum before VAT
VAT (5%): Applied to subtotal
Total Amount: Final amount due
FEWA offers multiple convenient payment channels to settle your utility bills. Timely payment avoids late fees and service interruptions. Choose the method that best suits your convenience and payment preferences.
FEWA Website: www.fewa.gov.ae
Mobile App: Download FEWA mobile application
UAE Pass: Secure login with UAE Pass
Payment: Credit/debit cards accepted
Online Banking: Add FEWA as beneficiary
Mobile Banking: Pay through bank apps
Auto-Debit: Set up automatic monthly payment
ATMs: Most UAE bank ATMs accept FEWA payments
Exchange Centers: UAE Exchange, Al Ansari, Lulu Exchange
Supermarkets: Carrefour, Lulu, Spinneys kiosks
Petrol Stations: ENOC, EPPCO payment machines
Convenience: Pay while running errands
Service Centers: Visit FEWA offices in Ajman
Payment Counters: Cash and card accepted
Phone Payment: Call FEWA customer service
Hours: Saturday-Thursday, 7:30 AM - 2:30 PM
💳 Payment Best Practices: